LAC/PP/PAYERROR You can purchase our Lowes Advantage Card which is you will receive a 20% discount for the first purchase on Lowes and 5% off on our eligible items in everyday you order with us. Kindly check on this link for more information. https://www.lowes.com/l/Credit/consumer-credit-center We offer a great way to protect your items past the manufacturer's warranty with our Extended Protection Plan. For more information on Protection Plan you can visit on this link. https://www.lowes.com/l/help/lowes-protection-plan AUTHORIZATION HOLD I totally understand how you feel right now regarding the multiple amount that you are seeing from your account. Please be informed that the amount your seeing are what the bank's called authorization hold. Those are temporary amount that was held from your account to make sure your card has enough balance to secure the order. And we can definitely assure you that those amounts will automatically fall off in a few days depending on your bank's processing time. CARD ENCRYPTED The error is actually just due to your bank is blocking this transaction seeing that it's a large purchase. Kindly try reaching out to your bank instead to get this approved. Sure thing. Let me know once they got approved so we can continue processing your order. Yes, it is on pending as it needs to be authorized in order to successfully place it. The pending means that our system is waiting for you or your bank to authorize it. Don't need to be sorry. I completely understand your frustration. If you want, you can try to resolve this with your bank first, then you can reach out to us again to process this order again. Rest assured that we weren't able to charge anything on your account and the authorization hold that was mentioned will be deducted on your account. How to use Lowes Advantage card online? To use your Lowe's Advantage card for purchases on Lowes.com, enter the card number and CVV at checkout. Since the card won't have an expiration date, simply deselect the card details entry area after entering your card's information and the site should identify your card number as a Lowe's Advantage card and update. How to do a split payment on Lowes? At checkout, select Lowe's Pay. Apply for Lowe's Pay. If approved, select the payment schedule that works for you. Then confirm your loan and submit your order. How to raise your Lowes credit card limit? You can increase your Lowe's Store Card credit limit by making a request online or over the phone at (800) 444-1408. Alternatively, you may also get a Lowe's Store Card credit limit increase without asking, if your account is in good standing. How do I claim my Lowes rewards? order to earn member benefits and to redeem your Lowes Rewards points for money off your shop, you must scan your Card prior to the conclusion of the transaction, or if you are shopping Online, you need to make sure that your card has been linked in your online account prior to checkout.